CrossState Shared Branching
Expand your credit unions footprint without the high cost of building and maintaining branches. Through CrossState Solutions, New Jersey credit unions have access to the CO-OP Shared Branch network with over 5,600 branches nationwide.
CO-OP Shared Branch network, a credit union owned network is the largest branch network in the country. Members from participating credit unions have access to the same friendly in-person service including deposits, withdrawals, loan payments, transfers and more. In addition to expanded access for members, credit unions benefit in many other ways.
- Business Continuity and Disaster Recovery: If your credit union faces temporary disruptions from an event such as natural disasters your members have in-person access to their accounts, especially for cash.
- Revenue Stream: Credit unions earn income from transaction.
CO-OP Shared Branch participants utilize the same operating rules and distinctive signage, delivering a consistent member experience to your members. The guiding principle of the CO-OP Shared Branch network is network neutrality and solicitation of guest members is not permitted.
New Jersey credit unions can enroll in the network through CrossState Solutions. For more information on participating in the CO-OP Shared Branch network complete the “Get In Touch” form.